Значение на присъединяването към еврозоната за българската банкова система

Автори:
Страници: 215-222

Резюме:

This report examines the transformative impact of Bulgaria’s accession to the euro area on the national banking system. Key aspects are analysed, such as integration into the Eurosystem, access to liquidity from the ECB, changes in minimum reserve requirements and the transition to the Single Supervisory Mechanism. Special attention is paid to the effects on transaction costs, compe tition in the sector and the credit rating of financial institutions. The report outlines both the benefits for financial stability and the challenges facing commercial banks in the adaptation process. It con cludes that full integration will enhance the security and efficiency of the Bulgarian banking sector.

Ключови думи:

euro area; Bulgarian banking system; ECB; liquidity; banking supervision; financial stability.

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